Last updated: September, 20 2023

You must be at least 18 years old to use this website (the “Site”). Central Debt Relief, its parent, subsidiary, and affiliated companies, and each of their respective officers, directors, members, owners, employees, agents, and representatives are expressly included in any reference to the “Site”, “Us”, “Our”, and/or “We” herein. We take your privacy very seriously. Please read this Privacy Policy carefully as it contains important information on how and why We collect, store, use, and share your personal information when you use the Site. It also explains your rights in relation to your personal information and how to contact Us. By accessing, using, or submitting information to the Site, you agree to this Privacy Policy and Our Terms.

Personal Information We Collect About You

We collect, use, and are responsible for certain personal information about you, that identifies, relates to, describes, is reasonably capable of being associated with you, or that which could reasonably be linked, directly or indirectly, with a particular consumer or household. We collect, and have collected personal information about Our visitors within the preceding 12 months in the following categories and for the noted purposes:

Categories of Personal Information Collected Categories of Sources from Which PI is Collected Business or Commercial Purpose for Which Each Category Will be Used
Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers Yes Site Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Third party lead aggregators, lead purchasers, and advertisers; Third party publishers; Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); Legal compliance
Any categories of personal information described in subdivision (e) of Sec. 1798.80 Yes Site; Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance
Characteristics of protected classifications under California or federal law Yes Site; Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance
Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies Yes Site; Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance
Biometric information No N/A N/A
Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an internet website, application, or advertisement Yes Site; Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance
Geolocation information Yes Site Third party lead aggregators, lead purchasers, and advertisers Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance
Audio, electronic, visual, thermal, olfactory, or similar information No N/A N/A
Professional or employment-related information No N/A N/A
Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (20 U.S.C. Sec. 1232g; 34 C.F.R. Part 99) No N/A N/A
Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. Yes Site Third party lead aggregators, lead purchasers, and advertisers; Third party publishers Provide you with the ability to access and interact with the Site; Track Site access and interaction; Fulfill requests submitted through the Site; Personalize and improve the Site; Advertising/marketing; Internal database; Analytics; Connect you with the products and/or services featured on the Site; Detect security incidents, and protect against malicious, deceptive, fraudulent, or illegal activity; Debug to identify and repair errors that affect functionality of the Site; Tracking consumer interaction with the Site and advertisements (counting ad impressions, verifying positioning and quality of ad impressions, etc.); and Legal compliance

As noted in the above chart, We collect the above personal information directly from you via the Site, and from your interactions with the Site, including any personal information which you provide directly or indirectly.

Directly

Through the Site: We collect any personal information which you submit directly to the Site, including whether you indicated an interest in the products and/or services featured on the Site, and all personal information that you submit through the Site in conjunction with your request for information on such featured products and/or services. For instance, in conjunction with your request, We collect any information input through Our webform (which may include but is not limited to your name, address, phone number, email address, etc.). To the extent that you contact Us through the Site, We also collect the personal information that you submit in conjunction with your communication, including but not limited to your name and email address.

Indirectly

Cookies and Tracking Pixels on the Site We collect the above personal information directly from you via the Site, including from cookies on the Site. We use and store cookies and tracking pixels on the Site, as described further, to facilitate and customize your use of the Site. A cookie is a small data text file, which is stored on your computer’s hard drive (if your web browser permits) that can later be retrieved to identify you to Us. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies can later be retrieved to identify you to Us. Personal information that We store about you may be linked to the information stored in and obtained from cookies. Cookies make your use of the Site easier, make the Site run more smoothly, and help Us to maintain a secure Site. Tracking pixels (also known as web beacons, 1×1 pixels, or clear GIFs) are code requiring a call back to a server to render, and which deliver information to Us about your IP address and information from your browser. Cookies and tracking pixels are used to track your interaction with the Site, including clicks. Cookies and tracking pixels may collect information about you, such as your IP address, your browser type and version, operating system, software and platform, your Internet service provider, geographic location, the area code and zip code associated with your server, time zone setting, the date and time of your visit, the time spent on the Site, referring and exit domain names and websites, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords, and click stream data. We may also collect information on whether you responded to a particular advertisement featured on the Site, and which third party advertisements and links you click through the Site through the use of tracking pixels. Further, to the extent that you enter information into Our webform, please note that We may utilize third party service providers, including Central Debt Relief, who record consumer interaction on the Site and any entry of information into the Site’s webform, including key strokes and click stream data, for the purpose of tracking Site activity, and documenting and retaining a record of consumer consent. In addition to the Site’s own cookies and tracking pixels, third party technologies like cookies and tracking pixels may also be used to collect personal information, in the course of advertising on or through the Site. We may receive compensation from third party lead aggregators, lead purchasers, and/or advertisers based on leads generated through the Site. Third party publishers may utilize their own cookies and tracking pixels, as noted below. Cookies and Tracking Pixels in Our Emails Apart from use of the above technologies on Our Site, We automatically collect information when an individual opens one of Our emails, through the use of cookies and tracking pixels. We also automatically collect information on whether the individual clicked on any links within such emails. Third party publishers may also automatically collect information when an individual opens an email promoting the Site or clicks on a link included in such email, through the use of cookies and tracking pixels. To the extent that you click on a third party advertisement, or a particular product or service featured on the Site or in any email communication or newsletter, We and the applicable third party collect information on which link you clicked. We may receive compensation from third party lead aggregators, lead purchasers, and/or advertisers based on based on clicks, leads, and/or purchases generated through the Site and through any related emails. If you request to unsubscribe from receiving emails, We and Our third party publishers may add your email address to Our suppression file, to comply with CAN-SPAM. In addition to the above, We also may collect information through third party lead aggregators, lead purchasers, and advertisers within our network, concerning whether you acquired information on the featured products and/or services. Tracking and How We Respond to Do Not Track Signals You can instruct your web browser to refuse all cookies or to indicate when a cookie is being sent, by visiting the preferences or settings page of your web browser. In the event that your browser requests that We do not track you or store a cookie, unless otherwise required by law to honor the requests, We do not guarantee that Our Site will honor such requests. Please note that We do not guarantee that the Site will work properly in the event that you elect to opt out of Our tracking or use of cookies. How We Use Collected Personal Information Providing the Site: We use the information We gather on the Site to connect individuals with the featured products and/or services. This may include passing the individual’s information on to third parties, which include lead aggregators, lead purchasers, and/or advertisers in Our network to process and fulfill requests submitted through the Site for the featured products and/or services. We also use information collected through your use of the Site to statistically analyze and monitor Site use; to improve the Site; and to detect, prevent, and address technical issues. Telemarketing, SMS, and Email We and Our third party lead aggregators, lead purchasers, and/or advertisers in Our network may use the personal information which you submit to the Site in connection with your request for the featured products and/or services, to advertise, directly or indirectly, through email marketing and telemarketing, to process and fulfill your request, even if your telephone number or cell phone number is listed on a state, federal, or corporate “Do Not Call” list and/or Do Not Email registry. In connection with your submission of your request and information through the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR Sec. 310 et seq.), as amended from time to time and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commissions Do-Not-Call List, and/or on applicable state do-not-call lists, you agree to be contacted with promotional messages via telemarketing in accordance with such and applicable federal and state do-not-call regulations. You also understand and agree that third parties may contact you by telephone (including through automated telephone dialing systems, pre-recorded, or artificial voice messages), email, or regular mail based on the information you provided to Us in order to process and fulfill your request, even if you have opted into a state, federal, or corporate “Do Not Call” list and/or Do Not Email registry. We may use your personal information to process and fulfill your request for the featured products and/or services. This site is compliant with the Telephone Consumer Protection Act (47 U.S.C. Sec. 227), as implemented by the Federal Communications Commission. By entering the information requested in the prompts and/or fields on the Site and clicking “Submit”, “Do I Qualify”, “See My Results”, “Get Free Quote”, or “Get My Free Quotes” and submitting your request to Us, you agree that you are 18+ years old, and that you have read and agree to this Privacy Policy and the Terms (including the arbitration provision and the E-Sign consent), and provide your electronic signature expressly consenting to the transfer of your personal information and to receive promotional offers, emails, calls, mail, and text message offers and communications from Central Debt Relief and Our linked list of marketing partners and their representatives and agents, including through the use of recurring auto-dialers, automated telephone dialing systems, artificial voice, pre-recorded messages, even if your phone is a mobile number or is currently listed on any state, federal, or corporate “Do Not Call” list and/or Do Not Email registry regarding the featured products and/or services, or other offers. The list of marketing partners participating are subject to change. You understand that there may be a charge by your wireless carrier for such communications. You understand these communications may be generated using an autodialer and may contain pre-recorded messages and that your consent is not a condition to utilize Our services. You understand that your authorization overrides any previous registrations on a federal or state Do Not Call registry. If you wish to remove your information from the third party’s database, you must contact that party directly. We may display third party advertisements on the Site, including those from third party lead aggregators, lead purchasers, and/or advertisers. We use the information collected through the Site to track your access and interaction with the Site and with any third party advertisements featured on the Site. We may share the information collected through your use of the Site with Our third party lead aggregators, lead purchasers, advertisers, and/or publishers. We and Our third party lead aggregators, lead purchasers, advertisers, and/or publishers may collect and use personal information about you obtained through cookies and tracking pixels implemented on the Site, including the keywords leading you to the Site and the referring website address and whether you responded to a particular advertisement featured on the Site, and which third party advertisements and links you click through the Site. We and Our third party lead aggregators, lead purchasers, advertisers, and/or publishers also automatically collect information when an individual opens an email marketing the Site, through the use of cookies and tracking pixels. As noted above, in the event that your web browser requests that We do not track you or store a cookie, unless otherwise required by law to do so, We do not guarantee that Our Site will honor such requests.

From Third Parties

As noted above in the chart, in addition to collecting personal information through the Site, we also collect personal information through third party lead aggregators, lead purchasers, and/or advertisers. As noted above, to the extent that you enter information into Our webform, third party service providers, including Central Debt Relief, may record consumer interaction on the Site and any entry of information into the Site’s webform, including key strokes and click stream data, for the purpose of tracking Site activity and documenting and retaining a record of consumer consent. The respective third party service provider privacy policies can be viewed here: – https://centraldebtrelief.com/privacy/ – https://centraldebtrelief.com/privacy/

With Whom Do We Share Your Information

We may share the above information internally with Our parent company and any subsidiary and affiliated companies. We may also share the above information with Our third party lead aggregators, lead purchasers, and/or advertisers. We may also share the above information with Our third party publishers for the purpose of tracking their clicks/conversions. Also, if you request to unsubscribe from receiving email newsletters from Us, We may share your email address with Our marketing partners, such as publishers, to effectuate your request to unsubscribe and to comply with CAN-SPAM. Also, on occasion, We may be required by law enforcement or judicial authorities to provide personal information to the appropriate governmental authorities. In the event of a merger, acquisition, or sale of Our business, your personal information may also be transferred. In the event We become the subject of an insolvency proceeding, whether voluntary or involuntary, We or Our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such personal information in a transaction approved by the court. Your personal information may be transferred to and maintained on computers located outside of your state, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside United States, please note that the personal information We collect through the Site may be processed in and outside of the United States. We will take all the steps reasonably necessary to ensure that your personal information is treated securely and in accordance with this Privacy Policy and that no transfer takes place to an organization or a country unless there are adequate controls in place including the security of your data. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Security

The security of your data is important to Us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect your data, We cannot guarantee its absolute security. As a result, you acknowledge that there are security and privacy limitations of the Internet which are beyond Our control; the security, integrity and privacy of any and all information and data exchanged between you and Us through this Site cannot be guaranteed; and any such information and data may be viewed or tampered with in transit by a third party. We make no warranty, express, implied, or otherwise, regarding the security of the Site and your personal information.

Third Party Links and Advertisements

The Site may contain links to third party websites. We are not responsible for the privacy practices or the content of any such third party websites. This Privacy Policy only addresses Our use and disclosure of information which We collect from you. Any third party websites which are accessible through Our Site, and companies to whom your information is transferred, have their own privacy policies and data collection, use and disclosure practices. Please consult each third party website’s privacy policy. We are not responsible for the policies or practices of third parties or their sites. Additionally, third party lead aggregators, lead purchasers, advertisers, and publishers may collect personal information about you when you view or click on advertising or links displayed on the Site or in emails, through the use of cookies and tracking pixels. We cannot control this collection of such personal information. You should contact these third parties directly if you have any questions about their use of the personal information that they collect.

Children

You must be an adult of 18 years or older to use the Site. We do not target the Site to children. Consistent with the federal Children’s Online Privacy Protection Act of 1998 (“COPPA”), We will never knowingly collect personal information from anyone under the age of 13 without requesting parental consent. If you are aware that your minor child under the age of 13 has provided Us with personal information, please contact Us.

California Residents – Your Privacy Rights

California Rights Under Shine the Light. Under California’s Shine the Light law (California Civil Code Sec. 1789.83), California residents have the right to request, once a year, information on the types of personal information We have shared with third parties for their direct marketing purposes during the immediately preceding calendar year; and the names and addresses of third parties with whom We have shared the personal information. You have agreed to allow Us to share information with third parties for their direct marketing purposes until you request to opt-out of such sharing. California customers may request further information about Our compliance with this law by contacting Us via email at centraldebtrelief.com. Please note that We are only required to respond to one request per customer each year, and We are not required to respond to requests made by means other than through this email address California Rights Under the CCPA In addition, if you are a California resident under the meaning of Sec. 17014 of Title 18 of the Cal. Code of Regulations, your use of the Site is subject to the California Consumer Privacy Act (“CCPA”), and all final, implementing regulations. Under the CCPA, up to twice in a twelve (12) month period, a consumer has the right to request that a business disclose what personal information it collects, uses, discloses, and sells. Information regarding Our collection and disclosure practices are detailed herein, in addition to instructions on how to exercise your rights regarding your personal information. What Personal Information Do We Collect? We collect, use, and are responsible for certain personal information about you, that identifies, relates to, describes, is reasonably capable of being associated with you, or that which could reasonably be linked, directly or indirectly, with a particular consumer or household. Information on the personal information that We collect, and have collected about Our visitors within the preceding 12 months are detailed above under the “Personal Information We Collect About You” heading. What Personal Information Do We Disclose Within the preceding 12 months, We have disclosed personal information to the third parties identified under the “With Whom Do We Share Your Information” heading above. Namely, We disclose personal information in the above noted categories to Our third party lead aggregators, lead purchasers, and advertisers, including whether you requested information on the featured products and/or services, and all personal information that you submitted through the Site in conjunction with your request. We also disclose personal information in the above noted categories to Our third party service providers who log user experiences, assist with form population, and perform retargeting. We also disclose personal information in the above noted categories to Our third party publishers for the purpose of tracking their clicks/conversions. We may also disclose your personal information in any of the above categories if legally required to do so, in Our sole discretion, pursuant to a request from a governmental entity, or if We believe in good faith that such action is necessary to (a) conform to legal requirements or comply with legal process; (b) protect Our rights or property, or Our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public. Also, in the event that We, or substantially all of Our assets, are acquired, personal information in the above noted categories may be included within the transferred assets. In the event We become the subject of an insolvency proceeding, whether voluntary or involuntary, We or Our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such personal information in the above noted categories in a transaction approved by the court. What Personal Information Do We Sell? We disclose for a business purpose and sell personal information in the above noted categories to Our third party advertising third party lead aggregators, lead purchasers, and advertisers. Also, in the event that We, or substantially all of Our assets, are acquired, such personal information may be included within the transferred assets. In the event We become the subject of an insolvency proceeding, whether voluntary or involuntary, We or Our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such information in a transaction approved by the court. We do not have any actual knowledge of the sale of personal information of minors under 16 years of age. There are no financial incentives to disclose. Your Right to Request to Know and How to Submit a Verified Request to Know A “request to know” is a request related to the personal information that a business has about such consumer. It may include a request for any or all of the following from Us:

  1. specific pieces of personal information that We have collected about you;
  2. categories of personal information that We have collected about you;
  3. categories of sources from which the personal information was collected;
  4. categories of personal information that We have sold or disclosed for a business purpose about you;
  5. categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
  6. the business or commercial purpose for collecting or selling personal information.

The CCPA permits requests to know from the same consumer up to twice in a twelve (12) month period. To submit a request to know, please email Us at centraldebtrelief@gmail.com. To process your request, We may require that you submit the following information in conjunction with your request: your first name, last name, a California address, and email address. The information which you provide will be used to verify your request and to attempt to identify you within Our data records. If you elect to use an authorized agent to exercise your right to submit a request for information, We may require that the authorized agent provide proof that the consumer gave them signed permission to submit the request. In addition, We may also require that the consumer directly verify their identity and directly confirm that they provided the authorized agent permission to submit the request on their behalf. The information which is submitted in conjunction with the request to know will be used for the express purposes of verification and providing responsive information to the request, if required. Your Right to Request Deletion and How to Submit a Verified Request to Delete You have the right to request the deletion of any personal information which We have collected about you. To submit a verifiable request to delete, please email Us at support@centraldebtrelief.com@, or contact Us by mail at 1820 Avenue M #841 Brooklyn, NY 11230. To process your request, We may require that you submit the following information in conjunction with your request: your first name, last name, a California address, and email address. The information which you provide will be used to verify your request and to attempt to identify you within Our data records. If you elect to use an authorized agent to exercise your right to submit a request for deletion, We may require that the authorized agent provide proof that the consumer gave them signed permission to submit the request. In addition, We may also require that the consumer directly verify their identity and directly confirm that they provided the authorized agent permission to submit the request on their behalf. The information which you submit in conjunction with your request to delete will be used for the express purposes of verification and fulfilling your request, if required. The information which is submitted in conjunction with the request to delete will be used for the express purposes of verification and fulfilling the request, if required. We utilize a two-step process for online requests to delete, whereby you first submit your request to delete, and second, you separately confirm that you want your personal information deleted. To the extent that your personal information is necessary for Us to maintain for a reason delineated in Cal. Civ. Code Sec. 1798.105(d), including but not limited to complete a transaction for which the personal information was collected, provide a good or service you have requested, detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, debug, etc., or to comply with a legal obligation, We are not required to comply with your request for deletion. For instance, We are not required to delete personal information which is necessary to maintain suppression files for those individuals who have opted out of receiving email marketing from Us. If We are unable to verify your request, We will notify you as well. Your Right to Opt-Out of the Sale of Personal Information and How to Submit a Verified Request to Opt-Out You have the right to opt-out of the sale of your personal information. You have the right to direct a business that sells (or may in the future sell) your personal information to stop selling your personal information, and to refrain from doing so in the future. Our homepage features a “Do Not Sell My Personal Information” link do not sell my personal information through which you can submit your request to opt-out of the sale of your personal information. You may also email Us at support@centraldebtrelief.com to submit your request to opt-out of the sale of your personal information. In conjunction with your request, We may request that you provide your first name, last name, a California address, and email address to verify and process your request. The information which you provide will be used to verify your request and to attempt to identify you within Our data records. If you elect to use an authorized agent to exercise your right to submit a request to opt-out of the sale of your personal information, We may require that the authorized agent provide proof of your signed permission demonstrating that the authorized agent has been authorized to act on your behalf. The information which you submit in conjunction with your request to opt-out will be used for the express purposes of verification and complying with the opt-out request, if required. Your Right to Non-Discrimination for the Exercise of Your Privacy Rights California affords consumers with the right not to receive discriminatory treatment by a business for the exercise of their privacy rights conferred by the CCPA. This means that you cannot be denied goods or services; be charged different prices or rates; be provided with a different level or quality of goods or services; or have it suggested that you will receive a different price or rate or different level or quality of goods or services. However, a business may offer a financial incentive or price or service difference if it is reasonably related to the value of the consumer’s data. A business shall notify consumers of any financial incentive or price or service difference.

Changes

This Privacy Policy was published and last updated as of the date noted above. We may update this Privacy Policy from time to time by updating this posting. Changes to this Privacy Policy are effective when they are posted. You acknowledge and agree that it is your responsibility to review this Site and this Privacy Policy periodically and to be aware of any modifications. Your use of the Site after such modifications will constitute your acknowledgment of the modified Privacy Policy; and agreement to abide and be bound by the modified Privacy Policy.

Contact Us

If you have any questions or concerns regarding your privacy rights or Our Privacy Policy or practices, you may contact Us via email at support@centraldebtrelief.com, or by mail at Central Debt Relief 1820 Avenue M #841 Brooklyn, NY 11230.

Do You Need Extra Help?

If you have a disability which interferes with your ability to access this policy, We can make accommodations to present the policy in an alternative format to assist you. If you would like to receive this Privacy Policy in another format that is accessible to your needs (for example: audio, large print, etc.) please contact us.

© 2023. Central Debt Relief. All rights reserved.

The operator of this website is not a debt specialist, lender, financial institution, loan broker or an agent of a debt specialist, lender, financial institution or loan broker. This website collects personal information provided by you and uses that information to connect you to a third party debt specialists, lenders and non-lenders in our network. Your information may be shared with non-lenders or other intermediary service providers to help connect you with a debt specialist or lender. This website provides its services to you free of charge but may receive payment from debt specialists, lenders and non-lenders for referring a lead to them

Please note that all calls may be recorded or monitored for quality assurance and training purposes. By submitting your information on this website, you agree to be contacted by a debt specialist in centraldebtrelief.com.online's network via phone call, text message, and/or email. Each debt specialist partner will provide a proposal for debt negotiation services and may charge a fee for their service. Results may vary based on ability to save funds, complete all program terms and willingness of creditors to renegotiate. Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Anyone considering bankruptcy should contact a bankruptcy attorney. centraldebtrelief.com does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. centraldebtrelief.com does not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact of credit rating. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interests. This service is not available in all states.

You may not qualify with any lender or financial institution for any loan amount, or you may qualify with a lender or financial institution for an amount that is much lower than what you are seeking. If you do not qualify for a loan product you are seeking, we may present you with different financial solutions that may be of interest to you. If you are connected with a lender, make sure to check the terms of your loan agreement and make a determination of whether or not you can afford the payments before signing. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on our website. We strongly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long-term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.

Central Debt Relief owns and operates the centraldebtrelief.com